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$124 And $64 ACFB Payment 2025- Amounts Explained, Who Qualifies & When You’ll Get It

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$124 And $64 ACFB Payment 2025- Amounts Explained, Who Qualifies & When You’ll Get It

If you live in Alberta and have children under 18, you may be eligible for the Alberta Child and Family Benefit (ACFB) in 2025. This program helps lower‐ and middle‐income families with a tax‐free payment that has two parts:

  • A base component of roughly $124 per child per month (for those eligible).
  • A working component of around $64 per child per month (for families with employment income).

Together these add up to about $188 per child per month when both components apply. The amount you receive depends on how many children you have and your household income.

Eligibility Rules: Who Qualifies?

To be eligible for ACFB in 2025 you need to meet the following criteria:

  • Be a resident of Alberta and live there for tax purposes.
  • Have at least one dependent child under 18 living with you.
  • File your income tax return each year (even with low or no income).
  • Meet the income thresholds: your adjusted family net income must fall under certain limits so you can receive the full benefit; above those limits the benefit starts to reduce.
  • For the working component: your family must have some earned employment income (above a set minimum) to qualify for that extra portion.

Payment Amounts & How They Work

The payment structure is two-fold: base + working. Below is a table summarising the monthly and annual maximum amounts for one child, and how the two components combine.

Payment Breakdown for 2025

ComponentAmount per Child (Monthly)Annual Maximum (One Child)
Base Component$124.91$1,499
Working Component$63.91$767
Combined (if fully eligible)$188.82$2,266

If you have more children, the amounts for each additional child are lower for both components (e.g., roughly $62.41/month base for 2nd child and $58.16/month working for 2nd child).

The benefit begins to phase out when your family income rises above about $27,565, and the working component phases out more fully above around $46,191 (for full benefit year July 2025–June 2026).

Payment Schedule: When Do You Get the Money?

You don’t receive the $124 + $64 amounts every month. The ACFB payments are distributed quarterly by the Canada Revenue Agency (CRA) on behalf of Alberta. The payment months for the year are:

  • August (for July-Sept quarter)
  • November (for Oct-Dec quarter)
  • February (for Jan-Mar quarter)
  • May (for Apr-Jun quarter)

So if you are eligible, you should expect payments on or about 27th of each payment month: August 27, November 27, February 27, and May 27.

Why It Matters for Families

This benefit makes a real difference for families coping with rising costs of food, child care, school supplies, clothing, and household essentials. Because it’s tax-free, it doesn’t affect other assistance programs you might receive.

Also, the working component is designed to reward employment income, so if your family works, you may get more support. Filing your taxes each year ensures the CRA knows your income and family size, which keeps your eligibility intact.

The $124 and $64 components of the Alberta Child and Family Benefit in 2025 offer meaningful support to families raising children in Alberta. By combining a base support amount with a working income bonus, the ACFB aims to help both non-working and working families.

To access the full amounts you need to meet residence, child-age and income criteria, and your family income must fall under the thresholds for full benefit. Payments come in four instalments each year (Aug, Nov, Feb, May).

If you haven’t already, make sure you file your income tax return and ensure your CRA account is updated so you don’t miss out. This benefit can provide a steady boost to household finances and help stabilize family budgets.

FAQs

Do I need to apply separately for ACFB?

No. If you file your tax return and meet the criteria, you are automatically considered for the ACFB—no separate application is required.

Will I get the working component if I don’t have earned income?

No. The working component (≈$64/month per child) applies only to families with employment income above a certain threshold. Families without earned income may still qualify for the base component.

Does the ACFB payment affect my other benefits?

No. The ACFB is tax-free and does not reduce other programs you receive (such as child care subsidy or disability supports) provided you meet the eligibility.


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