If you’ve come across messages online claiming that the Internal Revenue Service (IRS) will deposit $1,390 into bank accounts this November 2025, you’re not alone. The idea of a one-time automatic payment is being shared widely. But is this payment legitimate?
In this article we explore the details, figures, and eligibility criteria, helping you separate fact from fiction, and make sense of what you might expect (or not).
What’s Being Claimed
The claim circulating online suggests that the IRS will issue a one-time $1,390 deposit to eligible individuals in November 2025. According to the narrative:
- Single filers with annual income below $75,000 will receive $1,390.
- Married couples (joint filers) with combined income below $150,000 may each get a payment, totalling $2,780.
- Recipients of Social Security, Supplemental Security Income (SSI) or Social Security Disability Insurance (SSDI) are included and need not apply.
- Payments start first week of November and aim to complete by mid-November, with deposits for those with bank information on file and checks for others.
What the Facts Show
Here’s what the official and trusted sources indicate:
- There is no confirmed or authorised federal program currently scheduled by the IRS for a $1,390 automatic payment in November 2025.
- Past relief payments (such as the 2020-21 stimulus checks) have concluded, and no new broad-sweep payment has been legislated by Congress for 2025.
- The IRS has issued warnings about scams and false messages claiming “stimulus” or “automatic deposits” from the IRS.
- Many of the claims draw on references to various state-level rebates or proposed payments, not actual federal IRS disbursements.
In short, the figure of $1,390 is not verified and likely stems from rumours or misleading statements.
Key Figures & Details
| Item | Claimed/Reported Detail | Verified Status |
|---|---|---|
| Payment amount | $1,390 for single filer | Not officially confirmed |
| Joint filer payment | $2,780 (for married couple) | Not verified |
| Income threshold for singles | Below $75,000 annual income | Claim only |
| Income threshold for joint | Combined below $150,000 | Claim only |
| Start date | First week of November 2025 | No official date confirmed |
| Program announced by IRS | Automatic deposit via bank or check | Not confirmed |
| Status of official/legislative backing | New legislation required | None found |
Why This Rumour Gains Traction
There are several reasons why this kind of claim spreads quickly:
- With inflation and rising living costs, many people hope for relief payments, making the claim appealing.
- Social media amplifies posts quickly, even when the information lacks verification.
- Scammers exploit the “automatic payment” wording to trick people into divulging bank or personal data.
- Previous programs (pandemic-era stimulus checks) create precedent and fuel belief in new payments.
What You Should Do
- Always check official IRS sources (irs.gov) or your IRS online account to verify any payment announcements.
- Do not respond to unsolicited calls, emails or messages claiming you must “update bank info” to receive your payment—this is a common scam tactic.
- Maintain your 2024 tax return status, bank info on file, and stay informed of legitimate tax-credit or refund opportunities.
- If you see claims of automatic payments like “$1,390 deposit”, treat it with caution. Check for official confirmation or legislative backing before expecting a payment.
While the idea of a $1,390 automatic payment by the IRS in November 2025 is compelling, the evidence strongly suggests this is not real at this time. No officially authorised program or timeline supports the claim.
For now, the best practice is to stay informed via IRS official channels, remain vigilant against scams, and base your financial expectations on confirmed tax credits or refunds—not on unverified promises.
Remember: genuine federal benefit payments will be clearly communicated, legally backed, and verifiable through your account.
FAQs
Q1: Is the $1,390 payment guaranteed for November 2025?
No. At present there is no officially confirmed payment of $1,390 from the IRS scheduled for November 2025.
Q2: Who would be eligible if it were real?
According to claim versions, single filers under $75,000 income and joint filers under $150,000 would qualify—but since it’s unverified, these thresholds are not official.
Q3: How can I check if I’m getting a payment?
Monitor your IRS online account, check your bank deposit status if you expect a refund, and rely only on official IRS/US Treasury announcements. Avoid responding to unsolicited messages about new payments.