As the festive season approaches, millions of Canadians will receive important government benefits and payments directly into their bank accounts before Christmas 2025.
These year-end deposits provide crucial financial support for families, seniors, persons with disabilities, and veterans during one of the most expensive times of the year.
Below is a complete breakdown of the seven major payments, their December 2025 deposit dates, and what eligible Canadians can expect.
Government Payments Arriving Before Christmas 2025
| Benefit | Maximum Amount (Late 2025) | December 2025 Payment Date | Eligibility |
|---|---|---|---|
| Canada Child Benefit (CCB) | $666.41 per child under 6 | ||
| $562.33 per child aged 6–17 | December 12, 2025 | Families with children under 18 | |
| Ontario Trillium Benefit (OTB) | Around $360 monthly (varies by income) | December 10, 2025 | Ontario residents with low/modest income |
| Canada Disability Benefit (CDB) | Up to $200 per month | December 18, 2025 | Adults aged 18–64 with Disability Tax Credit (DTC) approval |
| CPP Retirement Pension | Up to $1,433 per month | December 22, 2025 | Retired CPP contributors |
| Old Age Security (OAS) | $740.09 (age 65–74) | ||
| $814.10 (age 75+) | December 22, 2025 | Canadians aged 65+ | |
| Guaranteed Income Supplement (GIS) | Up to $1,105.43 per month (single senior) | December 22, 2025 | Low-income seniors receiving OAS |
| Veteran Disability Pension | Up to $3,444.59 per month | December 23, 2025 | Eligible veterans |
1. Canada Child Benefit (CCB) – December 12, 2025
Families across Canada will receive their CCB December payment on December 12, 2025. The benefit provides:
- $666.41 per month for each child under 6
- $562.33 per month for each child aged 6–17
Parents with children approved for the disability component receive an additional monthly amount. This early-December deposit helps families manage holiday expenses, gifts, and winter household costs.
2. Ontario Trillium Benefit (OTB) – December 10, 2025
The OTB payment for December arrives on December 10, 2025. It combines:
- Ontario Sales Tax Credit
- Ontario Energy and Property Tax Credit
- Northern Ontario Energy Credit
Most eligible residents receive around $360 monthly, though annual totals may exceed $2,000 depending on income and rent/property tax amounts.
3. Canada Disability Benefit (CDB) – December 18, 2025
The new Canada Disability Benefit delivers up to $200 each month to working-age adults with disabilities who have been approved for the Disability Tax Credit.
The December 2025 payment is scheduled for December 18, 2025, offering year-end support for daily living expenses.
4. Canada Pension Plan (CPP) – December 22, 2025
Millions of retirees will receive their CPP deposit on December 22, 2025. Payment amounts vary based on past contributions, but as of late 2025:
- The average CPP retirement payment is around $850–$900/month
- The maximum payment at age 65 is about $1,433/month
This payment helps seniors prepare for holiday spending and winter necessities.
5. Old Age Security (OAS) – December 22, 2025
The OAS pension also arrives on December 22, 2025. Monthly amounts include:
- $740.09 for seniors aged 65–74
- $814.10 for seniors aged 75+
Payments adjust quarterly for inflation, ensuring seniors maintain purchasing power during rising living costs.
6. Guaranteed Income Supplement (GIS) – December 22, 2025
Low-income seniors receiving OAS will also receive the GIS on December 22, 2025. Maximum amounts for late 2025 include:
- $1,105.43/month for single recipients
- $665.41/month for each eligible partner in a couple
This combined OAS-GIS deposit provides a significant financial cushion before Christmas.
7. Veteran Disability Pension – December 23, 2025
The Veteran Disability Pension arrives on December 23, 2025, just in time for the holidays. Depending on disability level and family status, monthly amounts can reach:
- Up to $3,444.59 per month for a veteran with 100% disability
- Additional amounts for dependants
This tax-free payment supports those who have served the country.
With seven major government payments arriving before Christmas 2025, Canadians can expect essential financial relief during the holiday season.
From support for families and seniors to assistance for people with disabilities and veterans, these payments help cover seasonal expenses, rising living costs, and year-end bills.
Understanding the dates, amounts, and eligibility details ensures that every household can plan ahead and make the most of the year’s final benefits.
FAQs
Will all these payments arrive before Christmas 2025?
Yes. All seven benefits are scheduled between December 10 and December 23, 2025, ensuring funds are deposited before Christmas.
Are these benefits taxable?
Benefits such as CCB, CDB, GIS, and Veteran Disability Pension are tax-free, while CPP and OAS count as taxable income.
Can payment dates change in December?
Payment dates rarely change, but banking delays can occur. Direct deposit ensures the fastest and most reliable delivery.