The Canada Child Benefit (CCB) continues to play a major role in supporting families with the rising cost of raising children.
For the 2025–2026 benefit year, parents can now receive up to $7,997 per child under age 6, thanks to inflation-based adjustments.
This boosted amount helps ensure families can manage daily living expenses more comfortably while providing for their children’s education, health, and overall well-being.
This article explains the $7,997 Canada Child Benefit 2025, who qualifies for it, how much families can receive, and the official payment dates for 2025.
What Is the Canada Child Benefit in 2025?
The Canada Child Benefit is a tax-free monthly payment issued to eligible parents or guardians responsible for the care and upbringing of children under 18 years of age.
The CCB adjusts every year based on inflation to ensure families continue receiving meaningful financial support.
For the July 2025 to June 2026 period, the maximum benefit has increased, giving thousands of families higher monthly support.
How Much Is the $7,997 CCB in 2025?
For the 2025–2026 benefit cycle, the maximum annual amounts are:
| Child’s Age | Annual Maximum (2025–2026) | Approx. Monthly Amount | Notes |
|---|---|---|---|
| Under 6 years | $7,997 per year | $666.41 per month | Full amount available for low-income households |
| 6 to 17 years | $6,748 per year | $562.33 per month | Paid until the month the child turns 18 |
These represent maximum amounts. How much each family receives depends on their adjusted family net income (AFNI):
- Families with lower income may receive the full benefit.
- As income increases, the CCB is reduced gradually based on CRA benefit formulas.
- Families with a child eligible for the disability tax credit can also receive an additional Child Disability Benefit (CDB) of up to $3,411 per year.
Eligibility for the $7,997 Canada Child Benefit 2025
To qualify for CCB payments in 2025, you must meet all of the following:
1. You live with a child under 18 years old
The child must normally reside with you and rely on you for daily needs.
2. You are primarily responsible for child care
This includes making decisions about the child’s well-being, health, education, and basic needs.
3. You are a tax resident of Canada
All parents or guardians must be considered residents for tax purposes.
4. Annual tax filing is mandatory
Even if you have no income, you and your spouse/partner must file your annual tax returns to keep receiving CCB.
5. Child and parent immigration status
Eligible statuses include:
- Canadian citizen
- Permanent resident
- Protected person
- Temporary resident who has lived in Canada for at least 18 consecutive months and holds a valid permit in the 19th month
6. Child must have a valid Social Insurance Number (SIN)
The SIN is needed for the CRA to process benefits.
Canada Child Benefit 2025 Payment Dates
CCB payments are issued once every month. Below is the full schedule for 2025:
| Month | Payment Date |
|---|---|
| January | January 20, 2025 |
| February | February 20, 2025 |
| March | March 20, 2025 |
| April | April 17, 2025 |
| May | May 20, 2025 |
| June | June 20, 2025 |
| July | July 18, 2025 |
| August | August 20, 2025 |
| September | September 19, 2025 |
| October | October 20, 2025 |
| November | November 20, 2025 |
| December | December 12, 2025 |
Families enrolled in direct deposit receive payments automatically into their bank accounts on these dates.
How to Apply for the CCB
You can access the $7,997 Canada Child Benefit by:
- Applying through birth registration when your baby is born
- Applying online through CRA My Account
- Completing Form RC66 for children who moved to Canada or were adopted
Updating your marital status, address, and number of children ensures your payments remain accurate.
The $7,997 Canada Child Benefit 2025 is one of Canada’s most valuable supports for families.
With higher maximum amounts and a clear monthly payment schedule, the CCB helps parents manage essential costs, reduce financial stress, and improve their children’s quality of life.
Filing taxes on time and keeping personal information updated ensures uninterrupted access to this important benefit.
FAQs
Is the $7,997 CCB a one-time payment?
No. The $7,997 is the maximum yearly amount per child under 6. It is paid monthly, not as a lump sum.
Can high-income families still receive CCB?
Yes, but the amount decreases as income increases. Some higher-income families may receive a reduced amount or none.
Do I need to reapply every year?
No. As long as you file your taxes yearly and remain eligible, the CRA automatically updates your CCB amount every July.
