Final Canada Benefit Payments: As the holiday season approaches, many Canadians are preparing for extra spending on gifts, travel, food, and family celebrations. To help with rising expenses, the federal government is sending the final benefit and credit payments of the year in December 2025.
These payments support families, seniors, disabled individuals, veterans, and low-income households. Knowing the exact payment dates can help you plan your budget better and avoid financial stress during the festive month.
Below is a clear breakdown of all major benefit and credit payments coming in December 2025.
December 2025 Payment Dates Overview
Here is a simple table showing the last major benefit and credit payments for the year:
| Benefit/Credit Name | Payment Date (Dec 2025) |
|---|---|
| Canada Child Benefit (CCB) | Dec 12 |
| Ontario Trillium Benefit (OTB) | Dec 10 |
| B.C. Family Benefit | Dec 12 |
| Ontario Child Benefit (OCB) | Dec 12 |
| Canada Disability Benefit (CDB) | Dec 18 |
| Canada Pension Plan (CPP) | Dec 22 |
| Old Age Security (OAS) | Dec 22 |
| Veteran Disability Pension | Dec 23 |
Canada Disability Benefit – December 18
The Canada Disability Benefit provides financial support to Canadians aged 18 to 64 who are living with a disability. Applications opened in June 2025. If you qualify, you will start receiving payments the month after your application is approved.
You can also receive back payments for up to 24 months from the date your application was submitted. Payments are always issued on the third Thursday of the month following approval.
Canada Pension Plan (CPP) – December 22
The Canada Pension Plan is a monthly retirement benefit for people who contributed to CPP during their working years. To qualify, you must be at least 60 years old and have made at least one valid CPP contribution.
The average CPP payment for new beneficiaries in 2025 at age 65 is around $899.67 per month. The maximum monthly payment at age 65 is $1,433. Your personal payment depends on how long you contributed, how much you earned, and the age at which you start collecting your CPP.
Old Age Security (OAS) – December 22
Old Age Security is a monthly benefit for Canadians aged 65 and older. Work history does not matter for OAS eligibility. In 2025, people aged 65 to 74 may receive up to $727.67 per month if their 2023 net income was below $142,609.
Those aged 75 and older may receive up to $800.44 if their 2023 net income was below $148,179. Payments are adjusted depending on income and age group.
Canada Child Benefit (CCB) – December 12
The CCB will arrive earlier this month. The benefit increased in July 2025 due to the new payment year. Families with children under age 6 receive $7,997 annually, which is $666 per month.
For children aged 6 to 17, families receive $6,748 annually, which is $562 per month. This increase reflects a 2.7% rise to help families manage the growing cost of living.
Ontario Trillium Benefit (OTB) – December 10
The Ontario Trillium Benefit combines three credits: the Ontario Energy and Property Tax Credit, the Northern Ontario Energy Credit, and the Ontario Sales Tax Credit. Maximum yearly amounts include $1,283 for people aged 18 to 64 and $1,461 for those aged 65 and above.
The Northern Ontario Energy Credit offers up to $185 for singles and $285 for families. The Ontario Sales Tax Credit provides up to $371 per person, with additional support for dependents.
Veteran Disability Pension – December 23
Veterans, RCMP members, and eligible wartime civilians may qualify for the Veteran Disability Pension. You must show a medical condition or disability linked to your service.
Payments depend on the disability level and number of dependents. Monthly amounts range from $69.60 to $1,391.98. Some veterans may also qualify for Pain and Suffering Compensation.
B.C. Family Benefit – December 12
The B.C. Family Benefit is paid together with the CCB. Families may receive $145.83 per month for the first child, $91.66 for the second child, and $75 for each additional child. Single-parent families receive an extra $41.66 per month.
Ontario Child Benefit – December 12
Ontario low-income and moderate-income families may receive up to $143.91 per month per child under 18 through the Ontario Child Benefit. Families earning more than $26,364 will receive a reduced amount.
The final benefit and credit payments of December 2025 give important financial relief to millions of Canadians. Whether you receive CPP, OAS, CCB, disability benefits, or provincial credits, these payments help you cover rising expenses during the holiday season.
Mark your calendar and check your bank account on the listed dates so you never miss the support you qualify for.
FAQs
When will CPP be paid in December 2025?
CPP will be paid on December 22, 2025.
Do CCB and OCB come together?
Yes, both arrive together on December 12.
Who can get the Canada Disability Benefit?
Canadians aged 18 to 64 with an approved disability application qualify.