CRA Confirms $179 GST/HST Credit for November 2025: What You Need to Know

The Canada Revenue Agency (CRA) has confirmed that eligible Canadians will receive a $179 tax-free quarterly payment under the GST/HST Credit on November 20, 2025, via direct deposit.

This support measure helps low- and modest-income households cope with rising costs as we approach year-end and the holiday season.

What is the GST/HST Credit?

The GST/HST Credit is a tax-free benefit designed to assist individuals and families whose incomes are lower or moderate, helping to offset costs associated with federal sales tax. 
Key factors that determine your payment include:

• Your family net income
• Your marital status
• The number of children or dependents
• Eligibility for other benefits such as the Canada Child Benefit (CCB)
  Importantly, this payment is not dependent on employment status — retirees, unemployed individuals, or those with lower earnings may still qualify if they meet the criteria.

How Much Will You Receive in November 2025?

For the 2025-2026 benefit year, eligible adults can receive up to $179 for the quarter. 
The actual amount varies depending on income and household makeup:

• Single adult: up to $179
• Married or common-law couples: may receive higher amounts based on combined eligibility
• Families with dependents (children under 19) can receive additional supplements over the base amount.
  So while $179 represents the base figure, many households will qualify for a larger credit once supplements are applied.

Confirmed Payment Date: November 20, 2025

The CRA has confirmed the payment date: November 20, 2025. 
How you receive it:

• Direct deposit: the fastest and most secure method — funds should appear in your bank account on the scheduled date. 
• Paper cheque: if direct deposit isn’t set up, the payment may arrive a few business days later. 
  If you’re eligible, you don’t need to re-apply — the credit is automatic provided your filing and account details are in order.

Who’s Eligible for the $179 GST/HST Credit?

You may qualify if you meet the following basic criteria:

• You’re a resident of Canada for tax purposes.
• You’re 19 years or older, or meet special conditions such as being a parent or spouse. 
• You filed your 2024 income tax return, as eligibility is calculated based on your 2023-2024 income.
• Your household falls within the low- to modest-income range; the credit gradually reduces as income rises. 

Even moderate-income households may be eligible for a partial credit, depending on their household composition and tax filings.

Steps to Ensure You Receive Your Payment on Time

To guarantee you receive your November payment, follow these steps:

1. File your 2024 tax return — If you don’t file, you may miss out on the credit entirely. 
2. Update your banking information — Make sure your direct deposit details with CRA are current to avoid delays. 
3. Report any changes — If your marital status, number of dependents, or address has changed, notify CRA so your eligibility and amount are calculated accurately.

Why This Payment Matters

With increasing pressure from rising costs in groceries, utilities, transportation and the upcoming holiday season, this GST/HST credit offers timely relief. 
For many Canadians, the additional funds can help cover:

• Weekly grocery shopping
• Household bills and utility expenses
• Winter clothing or seasonal needs
• Unexpected year-end expenses and transportation costs
  The payment arrives at a strategic moment — just ahead of holiday expenses when many households need extra support.

What to Do If Your Payment Doesn’t Arrive

If you expect the payment but don’t receive it on November 20:

• Wait up to 5 business days after the expected date. 
• Check your bank account and verify your direct deposit information is accurate.
• Confirm that your 2024 tax return was filed. 
• If it’s still missing, contact the CRA to investigate any delay.

Most delays stem from outdated banking details or missing tax filings — correct either and the payment should follow.

The upcoming $179 GST/HST credit payment scheduled for November 20, 2025 offers meaningful support for eligible Canadians facing year-end financial pressures.

By filing your tax return, keeping your banking details current and reporting any changes in circumstances, you increase your chances of receiving this benefit on time.

Whether you’re preparing for the holidays, coping with rising living costs or simply seeking to stabilize your budget, this credit could make a significant difference.

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