As prices for groceries, rent, utilities, and other essentials continue to climb, the Canada Revenue Agency (CRA) has introduced a one-time $1,350 support payment for 2025.
Aimed at helping low- and moderate-income Canadians ease financial pressures, this benefit could provide much-needed relief to families, seniors, and working individuals.
Here’s everything you need to know — from eligibility to how and when the money arrives.
Why Is the CRA Issuing This Payment?
The $1,350 payment is part of a broader federal affordability initiative designed to help Canadians cope with rising living costs. As inflation pushes up expenses such as food, housing, transport and utilities, this one-time benefit aims to:
- Provide financial relief to low- and moderate-income households.
- Help offset federal tax burdens.
- Offer support during the colder months and early 2026, when many expenses tend to rise.
- Assist families with children, seniors, and individuals with limited income flexibility.
By offering direct cash support, the CRA seeks to reduce the burden on households struggling to balance essential expenses.
Who Is Eligible for the $1,350 Payment?
Eligibility depends on several criteria evaluated by the CRA:
- Canadian residency for tax purposes during the payment period.
- A filed 2024 tax return — the CRA uses this data to determine benefit amounts.
- Household income within qualifying limits — the payment targets low- and moderate-income individuals and families.
- Family and household status, including marital status, number of dependents/children under 19, and whether you’re receiving child-related benefits. These factors influence the final amount.
In general, the lowest-income individuals and households with children are more likely to receive the full $1,350. Higher-income earners or households with fewer dependents may get a reduced benefit, or may not qualify, depending on the adjusted family net income.
How Much Will You Receive — And How Is It Calculated?
- Maximum amount: Up to $1,350 for eligible recipients who meet all qualifying criteria.
- For single individuals, the amount may vary based on income. Couples, families, or households with children generally receive more support.
- Factors used in the calculation include: adjusted family net income, number of eligible adults, number of children/dependents, filing status, and prior benefits claimed.
Because of this flexible calculation model, actual receipt may differ from household to household.
When and How Will the Payment Be Delivered?
- The CRA plans to issue payments in 2025.
- For those enrolled in direct deposit, funds should reach bank accounts on the morning of the payment release date.
- If you receive benefits by cheque by mail, expect a delay of several business days.
- The CRA recommends ensuring your direct deposit information, mailing address, marital status, and dependent information are up to date to avoid delays.
How to Ensure You Receive the Payment Without Delay
To make sure you don’t miss out:
- File your 2024 tax return as soon as possible.
- Keep your personal information up to date in your CRA account (mailing address, banking, dependents, etc.).
- Enable or confirm direct deposit for faster and more reliable payment.
- Monitor communications from CRA — benefit details and payment notices will be posted in your account prior to deposit.
If your payment is delayed beyond 10 business days after the announced deposit date, check your CRA account, confirm banking and personal details, and contact CRA if necessary.
Why This Payment Matters
The one-time $1,350 payment represents one of the largest single-year support measures for low- and moderate-income Canadians in 2025.
For many struggling with inflation-driven increases in everyday costs, this boost can help cover: groceries, rent or mortgage, utilities, winter heating, transportation, childcare, medical essentials — providing a crucial buffer when it’s most needed.
With financial pressures mounting for many households, this support could bring relief and help stabilize budgets during uncertain times.
The CRA’s $1,350 support payment is a timely and significant relief measure designed to ease the burden of rising living costs for low- and moderate-income Canadians.
By filing your 2024 tax return, keeping your CRA details current, and opting for direct deposit, you can ensure you receive this benefit smoothly and without unnecessary delay.
As costs continue to rise, this payment could provide vital support to households, seniors, workers, and families — offering a rare moment of financial breathing space in 2025.
FAQs
Do I need to apply separately to receive the $1,350 payment?
No — the payment is automatic for those who meet the eligibility criteria. It is based on your 2024 tax return and CRA data, and no separate application is needed.
Will the $1,350 payment affect my other benefits or tax-credits?
No — this support payment is separate and does not reduce eligibility for other federal benefits (such as child-related benefits or other credits).
What if I don’t receive the payment via direct deposit — can I get it by cheque?
Yes — if you’re not enrolled in direct deposit, CRA will send the payment by mail. However, cheque deliveries may take several business days longer.