The USA Cash App $147 Settlement 2025 has become one of the most talked-about consumer compensation updates of the year. This settlement was created after users reported receiving unwanted Cash App referral or promotional text messages without giving permission.
A settlement fund has now been set aside to compensate eligible individuals, with payouts expected to reach up to $147 per person.
This guide explains who qualifies, how to file your claim, important deadlines, and what to expect from the payment.
What Is the Cash App $147 Settlement?
Cash App agreed to a multimillion-dollar settlement in 2025 to resolve claims that people received unsolicited referral or invite text messages. These texts promoted the Cash App “refer a friend” program even when users had not opted in.
While Cash App denies wrongdoing, the company agreed to this settlement to avoid long legal proceedings. As part of the agreement, a fund has been created to compensate eligible individuals with an estimated payout of up to $147.
Who Is Eligible for the $147 Settlement?
To qualify for this settlement, you must meet certain criteria. Eligibility is based on when you received the texts, where you lived, and whether you consented to receive promotional messages.
Eligibility Requirements:
- You must have received a Cash App referral, invite, or promotional text message.
- The message must have been unsolicited, meaning you did not give prior permission.
- You must have received the text between November 14, 2019, and August 7, 2025.
- You must have been a resident of the United States, with specific priority given to individuals receiving messages during the covered time period.
- You must submit a valid claim form before the official deadline.
If you received one of these promotional texts, you could qualify even if you never used Cash App or never created an account.
Important Settlement Dates
| Event | Date / Details |
|---|---|
| Text message eligibility period | November 14, 2019 – August 7, 2025 |
| Claim form available | 2025 |
| Claim submission deadline | Expected October or November 2025 |
| Final approval hearing | December 2025 |
| Estimated payout timeline | Late 2025 to early 2026 |
These dates may shift slightly based on court approval, but claimants are encouraged to file as soon as the form becomes available.
How Much Money Will You Receive?
The expected payout range is $88 to $147 per person. The exact amount you receive depends on how many people submit claims:
- Fewer claims filed = Higher payout (closer to $147)
- More claims filed = Lower payout (closer to $88)
The payment will be distributed from the settlement fund after the final approval hearing.
How to File a Claim for the Cash App Settlement
Filing a claim is simple and takes only a few minutes. You do not need an attorney or proof of financial loss.
Step-by-Step Claim Guide
- Visit the official settlement claim website once it becomes publicly available.
- Enter your personal details, including your name, address, and email.
- Provide the phone number where you received the Cash App text message.
- Confirm eligibility by answering the required questions.
- Choose your payment method (direct deposit, check, or digital payment).
- Submit the claim before the deadline.
After submitting, you will receive a confirmation. Payments will only be sent after final settlement approval.
Why This Settlement Matters
This settlement highlights the growing concern over unsolicited marketing messages and the protection of consumer privacy. The Cash App case underscores that companies must obtain clear consent before sending promotional SMS messages.
For individuals, this is an opportunity to receive compensation simply for receiving a text that violated privacy rules. With payouts expected to reach up to $147, it is worth checking if you qualify.
The USA Cash App $147 Settlement 2025 offers eligible individuals real compensation for receiving unsolicited promotional messages. If you received a Cash App referral text between 2019 and 2025, you may qualify for a payout. Filing a claim is simple, fast, and requires only basic details.
Frequently Asked Questions
Do I need to be a Cash App user to qualify?
No. You only need to have received an unsolicited promotional or referral text message from Cash App during the eligible time period.
How will I receive my settlement payment?
You can choose to receive payment through direct deposit, prepaid card, PayPal, or a mailed check when submitting your claim.
When will the payments be sent?
Payments are expected after the final approval hearing, likely in late 2025 or early 2026.